A Recipe for Disaster
Increased Hurricane Activity... Reduced Insurance Coverage... A Recipe for Disaster
The National Center for Atmospheric Research/Georgia Institute of Technology
If Hurricane "season" seems longer to you now and the storms bigger, you’re not alone. Many climatic scientists report the same. The trend has been particularly noticeable since 1995. Further, the area of warm water able to support hurricane development is growing larger over time. The Atlantic Ocean is becoming more hurricane friendly, scientists say, and the shift may be due to global warming.
The 2008 hurricane season, with four "named" storms active simultaneously (only the fourth time in history that’s happened) is a recent reminder of the hurricane threat we now face in any year. It’s perhaps not just a matter of "If" it will happen but "When" it will it happen.
Compounding this threat is the significant reduction in insurance available and the dramatic increase in premiums and deductibles for "wind damage" coverage in high risk areas. Now more than ever, homeowners are shouldering a much greater share of the potential losses from hurricane force winds, in some cases all of it.
If the chances of your home being hit by a hurricane has increased and your share of the risk of repair has also increased, might improving your home’s chance of surviving hurricane force winds be the smart solution? The answer is undeniable.
Don’t wait unprotected for the next "Big One".